...
 622             clean_days += 1
 623
 624     compliance = (clean_days / len(days_data) * 100) if days_data else 100
 625
-626     # ─── Goals & Targets (on page 2 with cashflow) ────────────
-627     elements.append(Spacer(1, 8))
-628     elements.append(Paragraph("🎯 Goals & Targets", styles['SectionHead']))
+626     # ═══════════════════════════════════════════════════════════
+627     # PAGE 2: Goals & Targets + Spending Rules Compliance
+628     # ═══════════════════════════════════════════════════════════
 629
 630     debt = balances['credit_cards']
 631     next_milestone = (int(debt / 1000)) * 1000
 632     if next_milestone == int(debt):
 633         next_milestone -= 1000
 634     distance = debt - next_milestone
 635
 636     # Payoff projection
+637     payoff_str = "Insufficient data"
 637     if data.get('txns_last_month'):
 638         jan_income, jan_expenses = income_expenses(data['txns_last_month'])
 639         monthly_surplus = jan_income - jan_expenses
 640         if monthly_surplus > 0:
 641             months_to_payoff = debt / monthly_surplus
 642             payoff_date = datetime.now()
 643             for _ in range(int(months_to_payoff)):
 644                 if payoff_date.month == 12:
 645                     payoff_date = payoff_date.replace(year=payoff_date.year + 1, month=1)
 646                 else:
 647                     payoff_date = payoff_date.replace(month=payoff_date.month + 1)
 648             payoff_str = payoff_date.strftime("%B %Y")
 649         else:
-650             payoff_str = "N/A (spending exceeds income)"
-651     else:
-652         payoff_str = "Insufficient data"
+651             payoff_str = "Not yet (spending > income)"
 653
-654     # Goals table — expanded
+653     # ─── Goals & Targets ───────────────────────────────────────
+654     elements.append(Paragraph("Goals & Targets", styles['SectionHead']))
+655
+656     # Progress indicators using text (no emoji — reportlab can't render them)
+657     nw_status = "PASS — barely" if net_worth > 0 else "FAIL"
+658     nw_indicator = f'{nw_status}' if net_worth > 0 else f'{nw_status}'
+659     savings_pct = min(balances["savings"] / 1000 * 100, 100)
+660
 655     goals_data = [
 656         ['Goal', 'Current', 'Target', 'Progress'],
 657         ['Eliminate CC Debt', f'${debt:,.0f}', '$0',
-658          f'${distance:,.0f} to next milestone (${next_milestone:,})'],
-659         ['Projected Payoff', payoff_str, '—',
-660          'Based on last month\'s surplus'],
+664          f'${distance:,.0f} until ${next_milestone:,} milestone'],
+665         ['Projected Payoff', payoff_str, 'Debt-free',
+666          f'Based on last month surplus (${monthly_surplus:+,.0f}/mo)' if data.get('txns_last_month') and monthly_surplus else 'Need positive cashflow first'],
 661         ['Spending Rules', f'{compliance:.0f}%', '100%',
-662          f'{clean_days}/{len(days_data)} clean days this week'],
-663         ['Net Worth > $0', f'${net_worth:,.0f}',
-664          'Positive' if net_worth > 0 else '$0',
-665          '✅ Barely positive — fragile' if net_worth > 0 else '❌ Still underwater'],
+668          f'{clean_days} of {len(days_data)} clean days'],
+669         ['Net Worth > $0', f'${net_worth:,.0f}', 'Positive', ''],
 666         ['Emergency Fund', f'${balances["savings"]:,.0f}', '$1,000',
-667          f'{balances["savings"]/1000*100:.0f}% of target'],
+671          f'{savings_pct:.0f}% of target'],
 668     ]
 669
-670     goals_table = Table(goals_data, colWidths=[1.5*inch, 1.3*inch, 0.9*inch, 3.0*inch])
-671     goals_table.setStyle(TableStyle([
+674     goals_table = Table(goals_data, colWidths=[1.5*inch, 1.4*inch, 1.0*inch, 2.8*inch])
+675     goals_style = [
 672         ('FONTNAME', (0, 0), (-1, 0), 'Helvetica-Bold'),
 673         ('FONTNAME', (0, 1), (0, -1), 'Helvetica-Bold'),
 674         ('FONTSIZE', (0, 0), (-1, -1), 9),
 675         ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor(ACCENT)),
 676         ('ALIGN', (1, 0), (2, -1), 'RIGHT'),
 677         ('GRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
 678         ('BACKGROUND', (0, 0), (-1, 0), colors.HexColor(LIGHT_BG)),
 679         ('TOPPADDING', (0, 0), (-1, -1), 5),
 680         ('BOTTOMPADDING', (0, 0), (-1, -1), 5),
-681         ('VALIGN', (0, 0), (-1, -1), 'TOP'),
-682     ]))
+685         ('VALIGN', (0, 0), (-1, -1), 'MIDDLE'),
+686     ]
+687     # Color-code compliance row
+688     comp_color_obj = colors.HexColor(GREEN) if compliance >= 80 else colors.HexColor(AMBER) if compliance >= 60 else colors.HexColor(RED)
+689     goals_style.append(('TEXTCOLOR', (1, 3), (1, 3), comp_color_obj))
+690     # Color-code net worth
+691     goals_style.append(('TEXTCOLOR', (1, 4), (1, 4), colors.HexColor(GREEN) if net_worth > 0 else colors.HexColor(RED)))
+692     # Color-code emergency fund
+693     goals_style.append(('TEXTCOLOR', (1, 5), (1, 5), colors.HexColor(RED) if balances['savings'] < 100 else colors.HexColor(AMBER)))
+694
+695     goals_table.setStyle(TableStyle(goals_style))
 683     elements.append(goals_table)
+697     elements.append(Spacer(1, 6))
 684
 685     # Goals narrative
-686     goals_narrative_parts = []
+700     narr = []
 687     if debt_change is not None and debt_change > 0:
-688         goals_narrative_parts.append(f"Debt moved in the wrong direction this week — up ${abs(debt_change):,.0f}. "
-689                                      f"At the current pace, payoff is projected for {payoff_str}.")
+702         narr.append(f"Debt moved the wrong direction this week, up ${abs(debt_change):,.0f}.")
 690     elif debt_change is not None and debt_change < -50:
-691         goals_narrative_parts.append(f"Good progress — debt dropped ${abs(debt_change):,.0f} this week. "
-692                                      f"Keep this up and payoff is projected for {payoff_str}.")
+704         narr.append(f"Debt dropped ${abs(debt_change):,.0f} this week.")
 693     else:
-694         goals_narrative_parts.append(f"Debt held flat. Projected payoff: {payoff_str}.")
+706         narr.append("Debt held roughly flat this week.")
 695
+708     if payoff_str and 'Not yet' not in payoff_str and 'Insufficient' not in payoff_str:
+709         narr.append(f"At last month's pace, projected payoff: {payoff_str}.")
+710     else:
+711         narr.append("Spending currently exceeds income — no payoff projection available until cashflow turns positive.")
+712
 696     if net_worth > 0 and net_worth < 500:
-697         goals_narrative_parts.append("Net worth is technically positive, but there's almost no buffer. "
-698                                      "One unexpected expense could put you back underwater.")
+714         narr.append(f"Net worth is positive at ${net_worth:,.0f}, but razor-thin. One bad week erases it.")
 699     elif net_worth <= 0:
-700         goals_narrative_parts.append(f"Net worth is negative — you owe ${abs(net_worth):,.0f} more than you own. "
-701                                      "Every dollar of debt paid changes this.")
+716         narr.append(f"Net worth is -${abs(net_worth):,.0f}. Still underwater.")
 702
 703     if balances['savings'] < 100:
-704         goals_narrative_parts.append("Emergency fund is essentially empty. Even $50/month would start building a cushion.")
+719         narr.append(f"Emergency fund: ${balances['savings']:,.0f}. "
+720                      "Essentially zero cushion. Even $25/week builds a buffer.")
 705
-706     elements.append(Spacer(1, 4))
-707     elements.append(Paragraph(" ".join(goals_narrative_parts), styles['BodyText2']))
+722     elements.append(Paragraph(" ".join(narr), styles['BodyText2']))
 708
 709     # ─── Spending Rules Compliance ─────────────────────────────
-710     elements.append(Spacer(1, 10))
-711     elements.append(Paragraph("✅ Spending Rules Compliance", styles['SectionHead']))
+725     elements.append(Spacer(1, 12))
+726     elements.append(Paragraph("Spending Rules Compliance", styles['SectionHead']))
 712
-713     # Compliance score banner
+728     # Score banner — large, color-coded
 714     comp_color = GREEN if compliance >= 80 else AMBER if compliance >= 60 else RED
-715     score_text = f"{compliance:.0f}%"
-716     score_sub = f"  {clean_days} of {len(days_data)} days clean"
-717     elements.append(Paragraph(f"{score_text} — {score_sub}", styles['BodyText2']))
-718     elements.append(Spacer(1, 6))
+730     if compliance >= 80:
+731         grade = "A"
+732     elif compliance >= 60:
+733         grade = "C"
+734     elif compliance >= 40:
+735         grade = "D"
+736     else:
+737         grade = "F"
 719
-720     # Day-by-day table with more detail
+739     score_line = (f"{compliance:.0f}%"
+740                   f"  Grade: "
+741                   f"{grade}"
+742                   f"    ({clean_days} of {len(days_data)} days clean)")
+743     elements.append(Paragraph(score_line, styles['BodyText2']))
+744     elements.append(Spacer(1, 8))
+745
+746     # Day-by-day table
 721     rule_rows = [['Date', 'Day', 'Eating Out', 'Groceries', 'Fun $', 'Total', 'Status']]
 722     for date in sorted(days_data.keys()):
 723         d = days_data[date]
 724         day_obj = dt.strptime(date, "%Y-%m-%d")
 725         day_name = day_obj.strftime("%A")
 726
-727         # Determine status
-728         is_clean = True
-729         for v in violation_details:
-730             if v.startswith(date):
-731                 is_clean = False
-732                 break
-733         status = "✅" if is_clean else "⚠"
+753         is_clean = not any(v.startswith(date) for v in violation_details)
+754         status = "PASS" if is_clean else "FAIL"
 734
 735         rule_rows.append([
 736             date, day_name[:3],
 737             f"${d['eating_out']:,.0f}" if d['eating_out'] > 0 else "—",
 738             f"${d['groceries']:,.0f}" if d['groceries'] > 0 else "—",
 739             f"${d['fun']:,.0f}" if d['fun'] > 0 else "—",
 740             f"${d['total']:,.0f}",
 741             status,
 742         ])
 743
-744     rule_table = Table(rule_rows, colWidths=[0.9*inch, 0.5*inch, 0.85*inch, 0.85*inch, 0.7*inch, 0.8*inch, 0.6*inch])
-745     rule_table.setStyle(TableStyle([
+765     rule_table = Table(rule_rows, colWidths=[0.95*inch, 0.5*inch, 0.85*inch, 0.85*inch, 0.65*inch, 0.8*inch, 0.6*inch])
+766     rule_style = [
 746         ('FONTNAME', (0, 0), (-1, 0), 'Helvetica-Bold'),
 747         ('FONTSIZE', (0, 0), (-1, -1), 8),
 748         ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor(ACCENT)),
 749         ('ALIGN', (2, 0), (-1, -1), 'RIGHT'),
 750         ('ALIGN', (-1, 0), (-1, -1), 'CENTER'),
 751         ('GRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
 752         ('BACKGROUND', (0, 0), (-1, 0), colors.HexColor(LIGHT_BG)),
-753         ('TOPPADDING', (0, 0), (-1, -1), 3),
-754         ('BOTTOMPADDING', (0, 0), (-1, -1), 3),
-755     ]))
+774         ('TOPPADDING', (0, 0), (-1, -1), 4),
+775         ('BOTTOMPADDING', (0, 0), (-1, -1), 4),
+776     ]
+777     # Color the status column per row
+778     for i, date in enumerate(sorted(days_data.keys()), start=1):
+779         is_clean = not any(v.startswith(date) for v in violation_details)
+780         if is_clean:
+781             rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(GREEN)))
+782             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
+783         else:
+784             rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(RED)))
+785             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
+786             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fff5f5")))
+787
+788     rule_table.setStyle(TableStyle(rule_style))
 756     elements.append(rule_table)
+790     elements.append(Spacer(1, 6))
 757
-758     # Violations narrative
+792     # Violations detail
 759     if violation_details:
-760         elements.append(Spacer(1, 6))
-761         elements.append(Paragraph("Violations this week:", styles['BodyText2']))
+794         elements.append(Paragraph("Violations:", styles['BodyText2']))
 762         for v in violation_details:
-763             elements.append(Paragraph(f"• {v}", styles['BodyText2']))
+796             elements.append(Paragraph(f"• {v}", styles['BodyText2']))
 764     else:
-765         elements.append(Spacer(1, 6))
 766         elements.append(Paragraph(f"Perfect week! No spending rule violations.", styles['BodyText2']))
 767
-768     # Rules reminder
-769     elements.append(Spacer(1, 8))
-770     elements.append(Paragraph(
-771         "Rules: No eating out except Saturday ($40 max) · "
-772         "Groceries Sun $80 / Wed $50 · $0 fun money weekdays · $20 Fri+Sat combined · "
-773         "Anything over $50 must text Link first",
-774         styles['SmallText']))
+800     # Rules reference box
+801     elements.append(Spacer(1, 10))
+802     rules_box_data = [
+803         ['Your Spending Rules'],
+804         ['No eating out except Saturday ($40 max)'],
+805         ['Groceries: Sunday $80 / Wednesday $50'],
+806         ['$0 fun money on weekdays'],
+807         ['$20 fun money Fri + Sat combined'],
+808         ['Anything over $50 — text Link first'],
+809     ]
+810     rules_box = Table(rules_box_data, colWidths=[5.5*inch])
+811     rules_box.setStyle(TableStyle([
+812         ('FONTNAME', (0, 0), (0, 0), 'Helvetica-Bold'),
+813         ('FONTSIZE', (0, 0), (-1, -1), 8),
+814         ('TEXTCOLOR', (0, 0), (0, 0), colors.HexColor(DARK)),
+815         ('TEXTCOLOR', (0, 1), (-1, -1), colors.HexColor("#636e72")),
+816         ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor("#f0f4f8")),
+817         ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
+818         ('TOPPADDING', (0, 0), (-1, -1), 3),
+819         ('BOTTOMPADDING', (0, 0), (-1, -1), 3),
+820         ('LEFTPADDING', (0, 0), (-1, -1), 10),
+821     ]))
+822     elements.append(rules_box)
 775
 776     # ─── Weekly Cashflow (own page) ──────────────────────────────
 777     elements.append(PageBreak())
 778     elements.append(Paragraph("💰 Weekly Cashflow", styles['SectionHead']))
     ...


exec

cd ~/.monarch-money && source venv/bin/activate && python3 ~/.openclaw/scripts/financial-report-pdf.py 2>&1


✅ Report generated: /Users/brandon/.openclaw/data/finance/reports/financial-report-2026-02-09-to-2026-02-15.pdf


(no output)


message

v8 — Page 2 cleaned up:

• No more emoji (PASS/FAIL text instead — reportlab can't render emoji properly)
• Goals table: color-coded values, cleaner payoff row, surplus amount shown
• Compliance: letter grade (F this week 😬), FAIL rows highlighted red bg, PASS rows green text
• Day-by-day table with colored status column
• Rules reference box at bottom
• Cashflow moved to page 3


[media attached: /Users/brandon/.openclaw/media/inbound/d8200f05-fb16-4f03-b32a-424ce9c78cec.png (image/png) | /Users/brandon/.openclaw/media/inbound/d8200f05-fb16-4f03-b32a-424ce9c78cec.png]
To send an image back, prefer the message tool (media/path/filePath). If you must inline, use MEDIA:https://example.com/image.jpg (spaces ok, quote if needed) or a safe relative path like MEDIA:./image.jpg. Avoid absolute paths (MEDIA:/...) and ~ paths — they are blocked for security. Keep caption in the text body.
here is the second page now. still needs to be a bit prettier


Looking at this, it's functional but needs polish:

1. **Goals table** — "Not yet (spending > income)" still bleeds awkwardly. The ">" renders as HTML entity issue. Progress column for Net Worth is empty.
2. **The narrative paragraph** is a wall of text — should breathe more
3. **Grade: F** is effective but the whole compliance section could use more visual weight
4. **Rules box** is fine but takes a lot of vertical space for reference info
5. **FAIL rows** don't have the red background tint showing up clearly

Let me make it prettier — add alternating row colors, better spacing, split the narrative into key callout boxes, and tighten the rules into a single line.

edit

# ═══════════════════════════════════════════════════════════
    # PAGE 2: Goals & Targets + Spending Rules Compliance
    # ═══════════════════════════════════════════════════════════

    debt = balances['credit_cards']
    next_milestone = (int(debt / 1000)) * 1000
    if next_milestone == int(debt):
        next_milestone -= 1000
    distance = debt - next_milestone

    # Payoff projection
    payoff_str = "Insufficient data"
    if data.get('txns_last_month'):
        jan_income, jan_expenses = income_expenses(data['txns_last_month'])
        monthly_surplus = jan_income - jan_expenses
        if monthly_surplus > 0:
            months_to_payoff = debt / monthly_surplus
            payoff_date = datetime.now()
            for _ in range(int(months_to_payoff)):
                if payoff_date.month == 12:
                    payoff_date = payoff_date.replace(year=payoff_date.year + 1, month=1)
                else:
                    payoff_date = payoff_date.replace(month=payoff_date.month + 1)
            payoff_str = payoff_date.strftime("%B %Y")
        else:
            payoff_str = "Not yet (spending > income)"

    # ─── Goals & Targets ───────────────────────────────────────
    elements.append(Paragraph("Goals & Targets", styles['SectionHead']))

    # Progress indicators using text (no emoji — reportlab can't render them)
    nw_status = "PASS — barely" if net_worth > 0 else "FAIL"
    nw_indicator = f'{nw_status}' if net_worth > 0 else f'{nw_status}'
    savings_pct = min(balances["savings"] / 1000 * 100, 100)

    goals_data = [
        ['Goal', 'Current', 'Target', 'Progress'],
        ['Eliminate CC Debt', f'${debt:,.0f}', '$0',
         f'${distance:,.0f} until ${next_milestone:,} milestone'],
        ['Projected Payoff', payoff_str, 'Debt-free',
         f'Based on last month surplus (${monthly_surplus:+,.0f}/mo)' if data.get('txns_last_month') and monthly_surplus else 'Need positive cashflow first'],
        ['Spending Rules', f'{compliance:.0f}%', '100%',
         f'{clean_days} of {len(days_data)} clean days'],
        ['Net Worth > $0', f'${net_worth:,.0f}', 'Positive', ''],
        ['Emergency Fund', f'${balances["savings"]:,.0f}', '$1,000',
         f'{savings_pct:.0f}% of target'],
    ]

    goals_table = Table(goals_data, colWidths=[1.5*inch, 1.4*inch, 1.0*inch, 2.8*inch])
    goals_style = [
        ('FONTNAME', (0, 0), (-1, 0), 'Helvetica-Bold'),
        ('FONTNAME', (0, 1), (0, -1), 'Helvetica-Bold'),
        ('FONTSIZE', (0, 0), (-1, -1), 9),
        ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor(ACCENT)),
        ('ALIGN', (1, 0), (2, -1), 'RIGHT'),
        ('GRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('BACKGROUND', (0, 0), (-1, 0), colors.HexColor(LIGHT_BG)),
        ('TOPPADDING', (0, 0), (-1, -1), 5),
        ('BOTTOMPADDING', (0, 0), (-1, -1), 5),
        ('VALIGN', (0, 0), (-1, -1), 'MIDDLE'),
    ]
    # Color-code compliance row
    comp_color_obj = colors.HexColor(GREEN) if compliance >= 80 else colors.HexColor(AMBER) if compliance >= 60 else colors.HexColor(RED)
    goals_style.append(('TEXTCOLOR', (1, 3), (1, 3), comp_color_obj))
    # Color-code net worth
    goals_style.append(('TEXTCOLOR', (1, 4), (1, 4), colors.HexColor(GREEN) if net_worth > 0 else colors.HexColor(RED)))
    # Color-code emergency fund
    goals_style.append(('TEXTCOLOR', (1, 5), (1, 5), colors.HexColor(RED) if balances['savings'] < 100 else colors.HexColor(AMBER)))

    goals_table.setStyle(TableStyle(goals_style))
    elements.append(goals_table)
    elements.append(Spacer(1, 6))

    # Goals narrative
    narr = []
    if debt_change is not None and debt_change > 0:
        narr.append(f"Debt moved the wrong direction this week, up ${abs(debt_change):,.0f}.")
    elif debt_change is not None and debt_change < -50:
        narr.append(f"Debt dropped ${abs(debt_change):,.0f} this week.")
    else:
        narr.append("Debt held roughly flat this week.")

    if payoff_str and 'Not yet' not in payoff_str and 'Insufficient' not in payoff_str:
        narr.append(f"At last month's pace, projected payoff: {payoff_str}.")
    else:
        narr.append("Spending currently exceeds income — no payoff projection available until cashflow turns positive.")

    if net_worth > 0 and net_worth < 500:
        narr.append(f"Net worth is positive at ${net_worth:,.0f}, but razor-thin. One bad week erases it.")
    elif net_worth <= 0:
        narr.append(f"Net worth is -${abs(net_worth):,.0f}. Still underwater.")

    if balances['savings'] < 100:
        narr.append(f"Emergency fund: ${balances['savings']:,.0f}. "
                     "Essentially zero cushion. Even $25/week builds a buffer.")

    elements.append(Paragraph(" ".join(narr), styles['BodyText2']))

    # ─── Spending Rules Compliance ─────────────────────────────
    elements.append(Spacer(1, 12))
    elements.append(Paragraph("Spending Rules Compliance", styles['SectionHead']))

    # Score banner — large, color-coded
    comp_color = GREEN if compliance >= 80 else AMBER if compliance >= 60 else RED
    if compliance >= 80:
        grade = "A"
    elif compliance >= 60:
        grade = "C"
    elif compliance >= 40:
        grade = "D"
    else:
        grade = "F"

    score_line = (f"{compliance:.0f}%"
                  f"  Grade: "
                  f"{grade}"
                  f"    ({clean_days} of {len(days_data)} days clean)")
    elements.append(Paragraph(score_line, styles['BodyText2']))
    elements.append(Spacer(1, 8))

    # Day-by-day table
    rule_rows = [['Date', 'Day', 'Eating Out', 'Groceries', 'Fun $', 'Total', 'Status']]
    for date in sorted(days_data.keys()):
        d = days_data[date]
        day_obj = dt.strptime(date, "%Y-%m-%d")
        day_name = day_obj.strftime("%A")

        is_clean = not any(v.startswith(date) for v in violation_details)
        status = "PASS" if is_clean else "FAIL"

        rule_rows.append([
            date, day_name[:3],
            f"${d['eating_out']:,.0f}" if d['eating_out'] > 0 else "—",
            f"${d['groceries']:,.0f}" if d['groceries'] > 0 else "—",
            f"${d['fun']:,.0f}" if d['fun'] > 0 else "—",
            f"${d['total']:,.0f}",
            status,
        ])

    rule_table = Table(rule_rows, colWidths=[0.95*inch, 0.5*inch, 0.85*inch, 0.85*inch, 0.65*inch, 0.8*inch, 0.6*inch])
    rule_style = [
        ('FONTNAME', (0, 0), (-1, 0), 'Helvetica-Bold'),
        ('FONTSIZE', (0, 0), (-1, -1), 8),
        ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor(ACCENT)),
        ('ALIGN', (2, 0), (-1, -1), 'RIGHT'),
        ('ALIGN', (-1, 0), (-1, -1), 'CENTER'),
        ('GRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('BACKGROUND', (0, 0), (-1, 0), colors.HexColor(LIGHT_BG)),
        ('TOPPADDING', (0, 0), (-1, -1), 4),
        ('BOTTOMPADDING', (0, 0), (-1, -1), 4),
    ]
    # Color the status column per row
    for i, date in enumerate(sorted(days_data.keys()), start=1):
        is_clean = not any(v.startswith(date) for v in violation_details)
        if is_clean:
            rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(GREEN)))
            rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
        else:
            rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(RED)))
            rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
            rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fff5f5")))

    rule_table.setStyle(TableStyle(rule_style))
    elements.append(rule_table)
    elements.append(Spacer(1, 6))

    # Violations detail
    if violation_details:
        elements.append(Paragraph("Violations:", styles['BodyText2']))
        for v in violation_details:
            elements.append(Paragraph(f"• {v}", styles['BodyText2']))
    else:
        elements.append(Paragraph(f"Perfect week! No spending rule violations.", styles['BodyText2']))

    # Rules reference box
    elements.append(Spacer(1, 10))
    rules_box_data = [
        ['Your Spending Rules'],
        ['No eating out except Saturday ($40 max)'],
        ['Groceries: Sunday $80 / Wednesday $50'],
        ['$0 fun money on weekdays'],
        ['$20 fun money Fri + Sat combined'],
        ['Anything over $50 — text Link first'],
    ]
    rules_box = Table(rules_box_data, colWidths=[5.5*inch])
    rules_box.setStyle(TableStyle([
        ('FONTNAME', (0, 0), (0, 0), 'Helvetica-Bold'),
        ('FONTSIZE', (0, 0), (-1, -1), 8),
        ('TEXTCOLOR', (0, 0), (0, 0), colors.HexColor(DARK)),
        ('TEXTCOLOR', (0, 1), (-1, -1), colors.HexColor("#636e72")),
        ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor("#f0f4f8")),
        ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('TOPPADDING', (0, 0), (-1, -1), 3),
        ('BOTTOMPADDING', (0, 0), (-1, -1), 3),
        ('LEFTPADDING', (0, 0), (-1, -1), 10),
    ]))
    elements.append(rules_box)

# ═══════════════════════════════════════════════════════════
    # PAGE 2: Goals & Targets + Spending Rules Compliance
    # ═══════════════════════════════════════════════════════════

    debt = balances['credit_cards']
    next_milestone = (int(debt / 1000)) * 1000
    if next_milestone == int(debt):
        next_milestone -= 1000
    distance = debt - next_milestone

    # Payoff projection
    payoff_str = "Insufficient data"
    monthly_surplus = 0
    if data.get('txns_last_month'):
        jan_income, jan_expenses = income_expenses(data['txns_last_month'])
        monthly_surplus = jan_income - jan_expenses
        if monthly_surplus > 0:
            months_to_payoff = debt / monthly_surplus
            payoff_date = datetime.now()
            for _ in range(int(months_to_payoff)):
                if payoff_date.month == 12:
                    payoff_date = payoff_date.replace(year=payoff_date.year + 1, month=1)
                else:
                    payoff_date = payoff_date.replace(month=payoff_date.month + 1)
            payoff_str = payoff_date.strftime("%B %Y")

    # ─── Goals & Targets ───────────────────────────────────────
    elements.append(Paragraph("Goals & Targets", styles['SectionHead']))

    savings_pct = min(balances["savings"] / 1000 * 100, 100)

    # Key metrics as side-by-side callout cards
    def _metric_cell(label, value, color, sub=""):
        return [
            Paragraph(f"{label}", styles['SmallText']),
            Paragraph(f"{value}", styles['BodyText2']),
            Paragraph(f"{sub}", styles['SmallText']) if sub else Spacer(1, 1),
        ]

    debt_color = GREEN if (debt_change or 0) < 0 else RED
    debt_arrow = "↓" if (debt_change or 0) < 0 else "↑" if (debt_change or 0) > 0 else "→"
    debt_sub = f"{debt_arrow} ${abs(debt_change or 0):,.0f} this week"

    nw_color = GREEN if net_worth > 0 else RED
    nw_sub = "Barely positive" if 0 < net_worth < 500 else "Positive" if net_worth > 0 else "Underwater"

    comp_color = GREEN if compliance >= 80 else AMBER if compliance >= 60 else RED

    metric_cards = Table(
        [[
            Table([_metric_cell("Total Debt", f"${debt:,.0f}", debt_color, debt_sub)],
                  colWidths=[1.7*inch]),
            Table([_metric_cell("Net Worth", f"${net_worth:,.0f}", nw_color, nw_sub)],
                  colWidths=[1.7*inch]),
            Table([_metric_cell("Emergency Fund", f"${balances['savings']:,.0f}", RED if balances['savings'] < 100 else AMBER, f"{savings_pct:.0f}% of $1,000")],
                  colWidths=[1.7*inch]),
            Table([_metric_cell("Payoff ETA", payoff_str if monthly_surplus > 0 else "N/A", ACCENT if monthly_surplus > 0 else RED,
                                f"${monthly_surplus:+,.0f}/mo surplus" if monthly_surplus > 0 else "Spending exceeds income")],
                  colWidths=[1.7*inch]),
        ]],
        colWidths=[1.75*inch]*4
    )
    metric_cards.setStyle(TableStyle([
        ('VALIGN', (0, 0), (-1, -1), 'TOP'),
        ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor(LIGHT_BG)),
        ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('INNERGRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('TOPPADDING', (0, 0), (-1, -1), 6),
        ('BOTTOMPADDING', (0, 0), (-1, -1), 6),
        ('LEFTPADDING', (0, 0), (-1, -1), 8),
    ]))
    elements.append(metric_cards)
    elements.append(Spacer(1, 8))

    # Milestone progress bar (text-based)
    bar_filled = max(1, int((1 - distance / max(debt, 1)) * 20))
    bar_empty = 20 - bar_filled
    progress_bar = f"{'█' * bar_filled}{'█' * bar_empty}"
    elements.append(Paragraph(
        f"Next milestone: ${next_milestone:,}  —  ${distance:,.0f} to go   {progress_bar}",
        styles['BodyText2']))
    elements.append(Spacer(1, 6))

    # Narrative — broken into distinct lines for readability
    narr_lines = []
    if debt_change is not None and debt_change > 0:
        narr_lines.append(f"Debt moved the wrong direction — up ${abs(debt_change):,.0f} this week.")
    elif debt_change is not None and debt_change < -50:
        narr_lines.append(f"Debt dropped ${abs(debt_change):,.0f} this week. Good progress.")

    if net_worth > 0 and net_worth < 500:
        narr_lines.append(f"Net worth is positive at ${net_worth:,.0f} — but one bad week erases it.")
    elif net_worth <= 0:
        narr_lines.append(f"Net worth is -${abs(net_worth):,.0f}. Still underwater.")

    if balances['savings'] < 100:
        narr_lines.append(f"Emergency fund is essentially empty. Even $25/week starts building a cushion.")

    for line in narr_lines:
        elements.append(Paragraph(f"• {line}", styles['BodyText2']))

    # ─── Spending Rules Compliance ─────────────────────────────
    elements.append(Spacer(1, 14))
    elements.append(HRFlowable(width="100%", thickness=0.5, color=colors.HexColor("#dee2e6")))
    elements.append(Spacer(1, 8))
    elements.append(Paragraph("Spending Rules Compliance", styles['SectionHead']))

    # Grade + score as side-by-side
    if compliance >= 80:
        grade, grade_color = "A", GREEN
    elif compliance >= 60:
        grade, grade_color = "C", AMBER
    elif compliance >= 40:
        grade, grade_color = "D", RED
    else:
        grade, grade_color = "F", RED

    grade_table = Table(
        [[
            Table([[
                Paragraph(f"{grade}", styles['BodyText2']),
            ]], colWidths=[0.7*inch]),
            Table([[
                Paragraph(f"{compliance:.0f}%", styles['BodyText2']),
                Paragraph(f"{clean_days} of {len(days_data)} days clean", styles['SmallText']),
            ]], colWidths=[2*inch]),
            Table([[
                Paragraph(
                    f"No eating out except Sat ($40) · Groceries Sun $80 / Wed $50 · "
                    f"$0 fun weekdays · $20 Fri+Sat · Over $50 text Link",
                    styles['SmallText']),
            ]], colWidths=[4*inch]),
        ]],
        colWidths=[0.8*inch, 2.1*inch, 4.1*inch]
    )
    grade_table.setStyle(TableStyle([
        ('VALIGN', (0, 0), (-1, -1), 'MIDDLE'),
        ('LEFTPADDING', (0, 0), (-1, -1), 4),
    ]))
    elements.append(grade_table)
    elements.append(Spacer(1, 8))

    # Day-by-day table
    rule_rows = [['Date', 'Day', 'Eating Out', 'Groceries', 'Fun $', 'Total', 'Status']]
    for date in sorted(days_data.keys()):
        d = days_data[date]
        day_obj = dt.strptime(date, "%Y-%m-%d")
        day_name = day_obj.strftime("%A")

        is_clean = not any(v.startswith(date) for v in violation_details)
        status = "PASS" if is_clean else "FAIL"

        rule_rows.append([
            date, day_name[:3],
            f"${d['eating_out']:,.0f}" if d['eating_out'] > 0 else "—",
            f"${d['groceries']:,.0f}" if d['groceries'] > 0 else "—",
            f"${d['fun']:,.0f}" if d['fun'] > 0 else "—",
            f"${d['total']:,.0f}",
            status,
        ])

    rule_table = Table(rule_rows, colWidths=[0.95*inch, 0.5*inch, 0.85*inch, 0.85*inch, 0.65*inch, 0.8*inch, 0.6*inch])
    rule_style = [
        ('FONTNAME', (0, 0), (-1, 0), 'Helvetica-Bold'),
        ('FONTSIZE', (0, 0), (-1, -1), 8),
        ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor(ACCENT)),
        ('ALIGN', (2, 0), (-1, -1), 'RIGHT'),
        ('ALIGN', (-1, 0), (-1, -1), 'CENTER'),
        ('GRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('BACKGROUND', (0, 0), (-1, 0), colors.HexColor(LIGHT_BG)),
        ('TOPPADDING', (0, 0), (-1, -1), 4),
        ('BOTTOMPADDING', (0, 0), (-1, -1), 4),
    ]
    for i, date in enumerate(sorted(days_data.keys()), start=1):
        is_clean = not any(v.startswith(date) for v in violation_details)
        if is_clean:
            rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(GREEN)))
            rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
        else:
            rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(RED)))
            rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
            rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fef2f2")))

    rule_table.setStyle(TableStyle(rule_style))
    elements.append(rule_table)
    elements.append(Spacer(1, 6))

    # Violations — compact
    if violation_details:
        viol_text = "  |  ".join([f"{v}" for v in violation_details])
        elements.append(Paragraph(f"Violations: {viol_text}", styles['SmallText']))
    else:
        elements.append(Paragraph(f"Perfect week — no violations.", styles['BodyText2']))


Successfully replaced text in /Users/brandon/.openclaw/scripts/financial-report-pdf.py.

...
 634     distance = debt - next_milestone
 635
 636     # Payoff projection
 637     payoff_str = "Insufficient data"
+638     monthly_surplus = 0
 638     if data.get('txns_last_month'):
 639         jan_income, jan_expenses = income_expenses(data['txns_last_month'])
 640         monthly_surplus = jan_income - jan_expenses
 641         if monthly_surplus > 0:
 642             months_to_payoff = debt / monthly_surplus
 643             payoff_date = datetime.now()
 644             for _ in range(int(months_to_payoff)):
 645                 if payoff_date.month == 12:
 646                     payoff_date = payoff_date.replace(year=payoff_date.year + 1, month=1)
 647                 else:
 648                     payoff_date = payoff_date.replace(month=payoff_date.month + 1)
 649             payoff_str = payoff_date.strftime("%B %Y")
-650         else:
-651             payoff_str = "Not yet (spending > income)"
 652
 653     # ─── Goals & Targets ───────────────────────────────────────
 654     elements.append(Paragraph("Goals & Targets", styles['SectionHead']))
 655
-656     # Progress indicators using text (no emoji — reportlab can't render them)
-657     nw_status = "PASS — barely" if net_worth > 0 else "FAIL"
-658     nw_indicator = f'{nw_status}' if net_worth > 0 else f'{nw_status}'
 659     savings_pct = min(balances["savings"] / 1000 * 100, 100)
 660
-661     goals_data = [
-662         ['Goal', 'Current', 'Target', 'Progress'],
-663         ['Eliminate CC Debt', f'${debt:,.0f}', '$0',
-664          f'${distance:,.0f} until ${next_milestone:,} milestone'],
-665         ['Projected Payoff', payoff_str, 'Debt-free',
-666          f'Based on last month surplus (${monthly_surplus:+,.0f}/mo)' if data.get('txns_last_month') and monthly_surplus else 'Need positive cashflow first'],
-667         ['Spending Rules', f'{compliance:.0f}%', '100%',
-668          f'{clean_days} of {len(days_data)} clean days'],
-669         ['Net Worth > $0', f'${net_worth:,.0f}', 'Positive', ''],
-670         ['Emergency Fund', f'${balances["savings"]:,.0f}', '$1,000',
-671          f'{savings_pct:.0f}% of target'],
-672     ]
+657     # Key metrics as side-by-side callout cards
+658     def _metric_cell(label, value, color, sub=""):
+659         return [
+660             Paragraph(f"{label}", styles['SmallText']),
+661             Paragraph(f"{value}", styles['BodyText2']),
+662             Paragraph(f"{sub}", styles['SmallText']) if sub else Spacer(1, 1),
+663         ]
 673
-674     goals_table = Table(goals_data, colWidths=[1.5*inch, 1.4*inch, 1.0*inch, 2.8*inch])
-675     goals_style = [
-676         ('FONTNAME', (0, 0), (-1, 0), 'Helvetica-Bold'),
-677         ('FONTNAME', (0, 1), (0, -1), 'Helvetica-Bold'),
-678         ('FONTSIZE', (0, 0), (-1, -1), 9),
-679         ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor(ACCENT)),
-680         ('ALIGN', (1, 0), (2, -1), 'RIGHT'),
-681         ('GRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
-682         ('BACKGROUND', (0, 0), (-1, 0), colors.HexColor(LIGHT_BG)),
-683         ('TOPPADDING', (0, 0), (-1, -1), 5),
-684         ('BOTTOMPADDING', (0, 0), (-1, -1), 5),
-685         ('VALIGN', (0, 0), (-1, -1), 'MIDDLE'),
-686     ]
-687     # Color-code compliance row
-688     comp_color_obj = colors.HexColor(GREEN) if compliance >= 80 else colors.HexColor(AMBER) if compliance >= 60 else colors.HexColor(RED)
-689     goals_style.append(('TEXTCOLOR', (1, 3), (1, 3), comp_color_obj))
-690     # Color-code net worth
-691     goals_style.append(('TEXTCOLOR', (1, 4), (1, 4), colors.HexColor(GREEN) if net_worth > 0 else colors.HexColor(RED)))
-692     # Color-code emergency fund
-693     goals_style.append(('TEXTCOLOR', (1, 5), (1, 5), colors.HexColor(RED) if balances['savings'] < 100 else colors.HexColor(AMBER)))
+665     debt_color = GREEN if (debt_change or 0) < 0 else RED
+666     debt_arrow = "↓" if (debt_change or 0) < 0 else "↑" if (debt_change or 0) > 0 else "→"
+667     debt_sub = f"{debt_arrow} ${abs(debt_change or 0):,.0f} this week"
 694
-695     goals_table.setStyle(TableStyle(goals_style))
-696     elements.append(goals_table)
+669     nw_color = GREEN if net_worth > 0 else RED
+670     nw_sub = "Barely positive" if 0 < net_worth < 500 else "Positive" if net_worth > 0 else "Underwater"
+671
+672     comp_color = GREEN if compliance >= 80 else AMBER if compliance >= 60 else RED
+673
+674     metric_cards = Table(
+675         [[
+676             Table([_metric_cell("Total Debt", f"${debt:,.0f}", debt_color, debt_sub)],
+677                   colWidths=[1.7*inch]),
+678             Table([_metric_cell("Net Worth", f"${net_worth:,.0f}", nw_color, nw_sub)],
+679                   colWidths=[1.7*inch]),
+680             Table([_metric_cell("Emergency Fund", f"${balances['savings']:,.0f}", RED if balances['savings'] < 100 else AMBER, f"{savings_pct:.0f}% of $1,000")],
+681                   colWidths=[1.7*inch]),
+682             Table([_metric_cell("Payoff ETA", payoff_str if monthly_surplus > 0 else "N/A", ACCENT if monthly_surplus > 0 else RED,
+683                                 f"${monthly_surplus:+,.0f}/mo surplus" if monthly_surplus > 0 else "Spending exceeds income")],
+684                   colWidths=[1.7*inch]),
+685         ]],
+686         colWidths=[1.75*inch]*4
+687     )
+688     metric_cards.setStyle(TableStyle([
+689         ('VALIGN', (0, 0), (-1, -1), 'TOP'),
+690         ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor(LIGHT_BG)),
+691         ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
+692         ('INNERGRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
+693         ('TOPPADDING', (0, 0), (-1, -1), 6),
+694         ('BOTTOMPADDING', (0, 0), (-1, -1), 6),
+695         ('LEFTPADDING', (0, 0), (-1, -1), 8),
+696     ]))
+697     elements.append(metric_cards)
+698     elements.append(Spacer(1, 8))
+699
+700     # Milestone progress bar (text-based)
+701     bar_filled = max(1, int((1 - distance / max(debt, 1)) * 20))
+702     bar_empty = 20 - bar_filled
+703     progress_bar = f"{'█' * bar_filled}{'█' * bar_empty}"
+704     elements.append(Paragraph(
+705         f"Next milestone: ${next_milestone:,}  —  ${distance:,.0f} to go   {progress_bar}",
+706         styles['BodyText2']))
 697     elements.append(Spacer(1, 6))
 698
-699     # Goals narrative
-700     narr = []
+709     # Narrative — broken into distinct lines for readability
+710     narr_lines = []
 701     if debt_change is not None and debt_change > 0:
-702         narr.append(f"Debt moved the wrong direction this week, up ${abs(debt_change):,.0f}.")
+712         narr_lines.append(f"Debt moved the wrong direction — up ${abs(debt_change):,.0f} this week.")
 703     elif debt_change is not None and debt_change < -50:
-704         narr.append(f"Debt dropped ${abs(debt_change):,.0f} this week.")
-705     else:
-706         narr.append("Debt held roughly flat this week.")
+714         narr_lines.append(f"Debt dropped ${abs(debt_change):,.0f} this week. Good progress.")
 707
-708     if payoff_str and 'Not yet' not in payoff_str and 'Insufficient' not in payoff_str:
-709         narr.append(f"At last month's pace, projected payoff: {payoff_str}.")
-710     else:
-711         narr.append("Spending currently exceeds income — no payoff projection available until cashflow turns positive.")
-712
 713     if net_worth > 0 and net_worth < 500:
-714         narr.append(f"Net worth is positive at ${net_worth:,.0f}, but razor-thin. One bad week erases it.")
+717         narr_lines.append(f"Net worth is positive at ${net_worth:,.0f} — but one bad week erases it.")
 715     elif net_worth <= 0:
-716         narr.append(f"Net worth is -${abs(net_worth):,.0f}. Still underwater.")
+719         narr_lines.append(f"Net worth is -${abs(net_worth):,.0f}. Still underwater.")
 717
 718     if balances['savings'] < 100:
-719         narr.append(f"Emergency fund: ${balances['savings']:,.0f}. "
-720                      "Essentially zero cushion. Even $25/week builds a buffer.")
+722         narr_lines.append(f"Emergency fund is essentially empty. Even $25/week starts building a cushion.")
 721
-722     elements.append(Paragraph(" ".join(narr), styles['BodyText2']))
+724     for line in narr_lines:
+725         elements.append(Paragraph(f"• {line}", styles['BodyText2']))
 723
 724     # ─── Spending Rules Compliance ─────────────────────────────
-725     elements.append(Spacer(1, 12))
+728     elements.append(Spacer(1, 14))
+729     elements.append(HRFlowable(width="100%", thickness=0.5, color=colors.HexColor("#dee2e6")))
+730     elements.append(Spacer(1, 8))
 726     elements.append(Paragraph("Spending Rules Compliance", styles['SectionHead']))
 727
-728     # Score banner — large, color-coded
-729     comp_color = GREEN if compliance >= 80 else AMBER if compliance >= 60 else RED
+733     # Grade + score as side-by-side
 730     if compliance >= 80:
-731         grade = "A"
+735         grade, grade_color = "A", GREEN
 732     elif compliance >= 60:
-733         grade = "C"
+737         grade, grade_color = "C", AMBER
 734     elif compliance >= 40:
-735         grade = "D"
+739         grade, grade_color = "D", RED
 736     else:
-737         grade = "F"
+741         grade, grade_color = "F", RED
 738
-739     score_line = (f"{compliance:.0f}%"
-740                   f"  Grade: "
-741                   f"{grade}"
-742                   f"    ({clean_days} of {len(days_data)} days clean)")
-743     elements.append(Paragraph(score_line, styles['BodyText2']))
+743     grade_table = Table(
+744         [[
+745             Table([[
+746                 Paragraph(f"{grade}", styles['BodyText2']),
+747             ]], colWidths=[0.7*inch]),
+748             Table([[
+749                 Paragraph(f"{compliance:.0f}%", styles['BodyText2']),
+750                 Paragraph(f"{clean_days} of {len(days_data)} days clean", styles['SmallText']),
+751             ]], colWidths=[2*inch]),
+752             Table([[
+753                 Paragraph(
+754                     f"No eating out except Sat ($40) · Groceries Sun $80 / Wed $50 · "
+755                     f"$0 fun weekdays · $20 Fri+Sat · Over $50 text Link",
+756                     styles['SmallText']),
+757             ]], colWidths=[4*inch]),
+758         ]],
+759         colWidths=[0.8*inch, 2.1*inch, 4.1*inch]
+760     )
+761     grade_table.setStyle(TableStyle([
+762         ('VALIGN', (0, 0), (-1, -1), 'MIDDLE'),
+763         ('LEFTPADDING', (0, 0), (-1, -1), 4),
+764     ]))
+765     elements.append(grade_table)
 744     elements.append(Spacer(1, 8))
 745
 746     # Day-by-day table
 747     rule_rows = [['Date', 'Day', 'Eating Out', 'Groceries', 'Fun $', 'Total', 'Status']]
 748     for date in sorted(days_data.keys()):
 749         d = days_data[date]
 750         day_obj = dt.strptime(date, "%Y-%m-%d")
 751         day_name = day_obj.strftime("%A")
 752
 753         is_clean = not any(v.startswith(date) for v in violation_details)
 754         status = "PASS" if is_clean else "FAIL"
 755
 756         rule_rows.append([
 757             date, day_name[:3],
 758             f"${d['eating_out']:,.0f}" if d['eating_out'] > 0 else "—",
 759             f"${d['groceries']:,.0f}" if d['groceries'] > 0 else "—",
 760             f"${d['fun']:,.0f}" if d['fun'] > 0 else "—",
 761             f"${d['total']:,.0f}",
 762             status,
 763         ])
 764
 765     rule_table = Table(rule_rows, colWidths=[0.95*inch, 0.5*inch, 0.85*inch, 0.85*inch, 0.65*inch, 0.8*inch, 0.6*inch])
 766     rule_style = [
 767         ('FONTNAME', (0, 0), (-1, 0), 'Helvetica-Bold'),
 768         ('FONTSIZE', (0, 0), (-1, -1), 8),
 769         ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor(ACCENT)),
 770         ('ALIGN', (2, 0), (-1, -1), 'RIGHT'),
 771         ('ALIGN', (-1, 0), (-1, -1), 'CENTER'),
 772         ('GRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
 773         ('BACKGROUND', (0, 0), (-1, 0), colors.HexColor(LIGHT_BG)),
 774         ('TOPPADDING', (0, 0), (-1, -1), 4),
 775         ('BOTTOMPADDING', (0, 0), (-1, -1), 4),
 776     ]
-777     # Color the status column per row
 778     for i, date in enumerate(sorted(days_data.keys()), start=1):
 779         is_clean = not any(v.startswith(date) for v in violation_details)
 780         if is_clean:
 781             rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(GREEN)))
 782             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
 783         else:
 784             rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(RED)))
 785             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
-786             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fff5f5")))
+807             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fef2f2")))
 787
 788     rule_table.setStyle(TableStyle(rule_style))
 789     elements.append(rule_table)
 790     elements.append(Spacer(1, 6))
 791
-792     # Violations detail
+813     # Violations — compact
 793     if violation_details:
-794         elements.append(Paragraph("Violations:", styles['BodyText2']))
-795         for v in violation_details:
-796             elements.append(Paragraph(f"• {v}", styles['BodyText2']))
+815         viol_text = "  |  ".join([f"{v}" for v in violation_details])
+816         elements.append(Paragraph(f"Violations: {viol_text}", styles['SmallText']))
 797     else:
-798         elements.append(Paragraph(f"Perfect week! No spending rule violations.", styles['BodyText2']))
+818         elements.append(Paragraph(f"Perfect week — no violations.", styles['BodyText2']))
 799
-800     # Rules reference box
-801     elements.append(Spacer(1, 10))
-802     rules_box_data = [
-803         ['Your Spending Rules'],
-804         ['No eating out except Saturday ($40 max)'],
-805         ['Groceries: Sunday $80 / Wednesday $50'],
-806         ['$0 fun money on weekdays'],
-807         ['$20 fun money Fri + Sat combined'],
-808         ['Anything over $50 — text Link first'],
-809     ]
-810     rules_box = Table(rules_box_data, colWidths=[5.5*inch])
-811     rules_box.setStyle(TableStyle([
-812         ('FONTNAME', (0, 0), (0, 0), 'Helvetica-Bold'),
-813         ('FONTSIZE', (0, 0), (-1, -1), 8),
-814         ('TEXTCOLOR', (0, 0), (0, 0), colors.HexColor(DARK)),
-815         ('TEXTCOLOR', (0, 1), (-1, -1), colors.HexColor("#636e72")),
-816         ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor("#f0f4f8")),
-817         ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
-818         ('TOPPADDING', (0, 0), (-1, -1), 3),
-819         ('BOTTOMPADDING', (0, 0), (-1, -1), 3),
-820         ('LEFTPADDING', (0, 0), (-1, -1), 10),
-821     ]))
-822     elements.append(rules_box)
-823
 824     # ─── Weekly Cashflow (own page) ──────────────────────────────
 825     elements.append(PageBreak())
 826     elements.append(Paragraph("💰 Weekly Cashflow", styles['SectionHead']))
 827
     ...


exec

qlmanage -t -s 1400 -o /tmp/ /Users/brandon/.openclaw/data/finance/reports/financial-report-2026-02-09-to-2026-02-15.pdf 2>/dev/null
# Get page 2 - qlmanage only gives first page thumbnail, let me use python
cd ~/.monarch-money && source venv/bin/activate && pip install -q pymupdf 2>/dev/null && python3 -c "
import fitz
doc = fitz.open('/Users/brandon/.openclaw/data/finance/reports/financial-report-2026-02-09-to-2026-02-15.pdf')
for i, page in enumerate(doc):
    pix = page.get_pixmap(dpi=200)
    pix.save(f'/Users/brandon/.openclaw/workspace/report-page-{i+1}.png')
    print(f'Page {i+1} saved ({pix.width}x{pix.height})')
"


Testing Quick Look thumbnails with files:
	/Users/brandon/.openclaw/data/finance/reports/financial-report-2026-02-09-to-2026-02-15.pdf
* /Users/brandon/.openclaw/data/finance/reports/financial-report-2026-02-09-to-2026-02-15.pdf produced one thumbnail
Done producing thumbnails
Page 1 saved (1700x2200)
Page 2 saved (1700x2200)
Page 3 saved (1700x2200)
Page 4 saved (1700x2200)
Page 5 saved (1700x2200)
Page 6 saved (1700x2200)


image

Prompt: Describe page 2. Are the metric cards at top visually appealing? Is the grade/score section clean? Does the day-by-day table look good with colored PASS/FAIL and red-tinted FAIL rows? Does the violations section fit? Is there overflow past the page?


## Page 2 Review

### Metric Cards at Top
**Not visually appealing.** The metric cards have significant rendering issues:
- The labels ("Net Worth", "Emergency Fund", "E-Fund Target") are overlapping with the values, creating garbled/unreadable text (e.g., "Net Worth" bleeds into "$87", "Emergency Fund" overlaps)
- The last card shows "N/A" with a partially visible "3___000" behind it — text is clipping/overlapping
- The "$31" card label is unreadable
- Only "Total Debt" and "$32,638" render cleanly
- The cards lack clear borders or separation, making them feel cramped

### Grade/Score Section
**Partially clean but has issues:**
- The large red "F" and red "20%" are bold and readable — good visual hierarchy
- However, the rules text to the right is garbled: "1 of 5 days clean" overlaps with "Fri, Sat Over $40 Text Link" — this looks like a rendering bug where two text elements are stacked on top of each other
- The rules description line at the top right is dense but readable

### Day-by-Day Table
**Looks good overall:**
- Clean column layout with proper alignment
- **FAIL** text is properly colored in red, **PASS** in green — easy to scan
- However, the **FAIL rows lack the red-tinted background** — all rows appear to have the same white/light background. There's no visible red tinting to distinguish failing rows from passing ones
- The em-dashes for zero-spend cells are clean and appropriate
- Spacing and typography are solid

### Violations Section
**Fits but is cramped:**
- It's rendered as a dense run-on paragraph rather than a structured list
- All violations are pipe-separated on ~2 lines, which is functional but not very scannable
- It fits within the page width without obvious clipping

### Overflow
**No overflow past the page** — there's substantial empty white space in the bottom half (~40% of the page is unused), so content fits comfortably. In fact, this suggests the layout could be more compact or additional content could fill the space.

### Summary of Issues to Fix
1. **Critical:** Metric cards have overlapping/garbled text — needs proper spacing/sizing
2. **Critical:** Rules text near the grade has overlapping layers
3. **Medium:** FAIL rows need red-tinted backgrounds for better visual distinction
4. **Low:** Violations section would benefit from a bulleted list format
5. **Low:** Large empty space at bottom could be better utilized


The metric cards are cramped and overlapping. Let me fix the sizing and simplify the layout.

edit

# Key metrics as side-by-side callout cards
    def _metric_cell(label, value, color, sub=""):
        return [
            Paragraph(f"{label}", styles['SmallText']),
            Paragraph(f"{value}", styles['BodyText2']),
            Paragraph(f"{sub}", styles['SmallText']) if sub else Spacer(1, 1),
        ]

    debt_color = GREEN if (debt_change or 0) < 0 else RED
    debt_arrow = "↓" if (debt_change or 0) < 0 else "↑" if (debt_change or 0) > 0 else "→"
    debt_sub = f"{debt_arrow} ${abs(debt_change or 0):,.0f} this week"

    nw_color = GREEN if net_worth > 0 else RED
    nw_sub = "Barely positive" if 0 < net_worth < 500 else "Positive" if net_worth > 0 else "Underwater"

    comp_color = GREEN if compliance >= 80 else AMBER if compliance >= 60 else RED

    metric_cards = Table(
        [[
            Table([_metric_cell("Total Debt", f"${debt:,.0f}", debt_color, debt_sub)],
                  colWidths=[1.7*inch]),
            Table([_metric_cell("Net Worth", f"${net_worth:,.0f}", nw_color, nw_sub)],
                  colWidths=[1.7*inch]),
            Table([_metric_cell("Emergency Fund", f"${balances['savings']:,.0f}", RED if balances['savings'] < 100 else AMBER, f"{savings_pct:.0f}% of $1,000")],
                  colWidths=[1.7*inch]),
            Table([_metric_cell("Payoff ETA", payoff_str if monthly_surplus > 0 else "N/A", ACCENT if monthly_surplus > 0 else RED,
                                f"${monthly_surplus:+,.0f}/mo surplus" if monthly_surplus > 0 else "Spending exceeds income")],
                  colWidths=[1.7*inch]),
        ]],
        colWidths=[1.75*inch]*4
    )
    metric_cards.setStyle(TableStyle([
        ('VALIGN', (0, 0), (-1, -1), 'TOP'),
        ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor(LIGHT_BG)),
        ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('INNERGRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('TOPPADDING', (0, 0), (-1, -1), 6),
        ('BOTTOMPADDING', (0, 0), (-1, -1), 6),
        ('LEFTPADDING', (0, 0), (-1, -1), 8),
    ]))
    elements.append(metric_cards)
    elements.append(Spacer(1, 8))

    # Milestone progress bar (text-based)
    bar_filled = max(1, int((1 - distance / max(debt, 1)) * 20))
    bar_empty = 20 - bar_filled
    progress_bar = f"{'█' * bar_filled}{'█' * bar_empty}"
    elements.append(Paragraph(
        f"Next milestone: ${next_milestone:,}  —  ${distance:,.0f} to go   {progress_bar}",
        styles['BodyText2']))
    elements.append(Spacer(1, 6))

    # Narrative — broken into distinct lines for readability
    narr_lines = []
    if debt_change is not None and debt_change > 0:
        narr_lines.append(f"Debt moved the wrong direction — up ${abs(debt_change):,.0f} this week.")
    elif debt_change is not None and debt_change < -50:
        narr_lines.append(f"Debt dropped ${abs(debt_change):,.0f} this week. Good progress.")

    if net_worth > 0 and net_worth < 500:
        narr_lines.append(f"Net worth is positive at ${net_worth:,.0f} — but one bad week erases it.")
    elif net_worth <= 0:
        narr_lines.append(f"Net worth is -${abs(net_worth):,.0f}. Still underwater.")

    if balances['savings'] < 100:
        narr_lines.append(f"Emergency fund is essentially empty. Even $25/week starts building a cushion.")

    for line in narr_lines:
        elements.append(Paragraph(f"• {line}", styles['BodyText2']))

# Key metrics — simple 2-row table, no nested tables
    debt_color = GREEN if (debt_change or 0) < 0 else RED
    debt_arrow = "↓" if (debt_change or 0) < 0 else "↑" if (debt_change or 0) > 0 else "→"
    nw_color = GREEN if net_worth > 0 else RED
    efund_color = RED if balances['savings'] < 100 else AMBER
    payoff_color = ACCENT if monthly_surplus > 0 else RED

    metrics_header = ['Total Debt', 'Net Worth', 'Emergency Fund', 'Payoff ETA']
    metrics_values = [
        f"${debt:,.0f}",
        f"${net_worth:,.0f}",
        f"${balances['savings']:,.0f}",
        payoff_str if monthly_surplus > 0 else "N/A",
    ]
    metrics_subs = [
        f"{debt_arrow} ${abs(debt_change or 0):,.0f} this week",
        "Barely positive" if 0 < net_worth < 500 else ("Positive" if net_worth > 0 else "Underwater"),
        f"{savings_pct:.0f}% of $1,000 target",
        f"${monthly_surplus:+,.0f}/mo" if monthly_surplus else "Spending exceeds income",
    ]

    metric_table = Table(
        [metrics_header, metrics_values, metrics_subs],
        colWidths=[1.7*inch]*4
    )
    metric_table.setStyle(TableStyle([
        ('FONTNAME', (0, 0), (-1, 0), 'Helvetica'),
        ('FONTSIZE', (0, 0), (-1, 0), 8),
        ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor("#636e72")),
        ('FONTNAME', (0, 1), (-1, 1), 'Helvetica-Bold'),
        ('FONTSIZE', (0, 1), (-1, 1), 16),
        ('TEXTCOLOR', (0, 1), (0, 1), colors.HexColor(debt_color)),
        ('TEXTCOLOR', (1, 1), (1, 1), colors.HexColor(nw_color)),
        ('TEXTCOLOR', (2, 1), (2, 1), colors.HexColor(efund_color)),
        ('TEXTCOLOR', (3, 1), (3, 1), colors.HexColor(payoff_color)),
        ('FONTSIZE', (0, 2), (-1, 2), 7),
        ('TEXTCOLOR', (0, 2), (-1, 2), colors.HexColor("#636e72")),
        ('ALIGN', (0, 0), (-1, -1), 'CENTER'),
        ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor(LIGHT_BG)),
        ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('INNERGRID', (0, 0), (-1, 0), 0.5, colors.HexColor("#dee2e6")),
        ('TOPPADDING', (0, 0), (-1, 0), 6),
        ('TOPPADDING', (0, 1), (-1, 1), 4),
        ('BOTTOMPADDING', (0, 1), (-1, 1), 2),
        ('TOPPADDING', (0, 2), (-1, 2), 0),
        ('BOTTOMPADDING', (0, 2), (-1, 2), 6),
    ]))
    elements.append(metric_table)
    elements.append(Spacer(1, 8))

    # Next milestone + narrative bullets
    elements.append(Paragraph(
        f"Next debt milestone: ${next_milestone:,} — ${distance:,.0f} to go",
        styles['BodyText2']))
    elements.append(Spacer(1, 4))

    narr_lines = []
    if debt_change is not None and debt_change > 0:
        narr_lines.append(f"Debt moved the wrong direction — up ${abs(debt_change):,.0f} this week.")
    elif debt_change is not None and debt_change < -50:
        narr_lines.append(f"Debt dropped ${abs(debt_change):,.0f} this week. Good progress.")

    if net_worth > 0 and net_worth < 500:
        narr_lines.append(f"Net worth is positive at ${net_worth:,.0f} — but one bad week erases it.")
    elif net_worth <= 0:
        narr_lines.append(f"Net worth is -${abs(net_worth):,.0f}. Still underwater.")

    if balances['savings'] < 100:
        narr_lines.append(f"Emergency fund is essentially empty. Even $25/week starts building a cushion.")

    for line in narr_lines:
        elements.append(Paragraph(f"• {line}", styles['BodyText2']))


...
 653     elements.append(Paragraph("Goals & Targets", styles['SectionHead']))
 654
 655     savings_pct = min(balances["savings"] / 1000 * 100, 100)
 656
-657     # Key metrics as side-by-side callout cards
-658     def _metric_cell(label, value, color, sub=""):
-659         return [
-660             Paragraph(f"{label}", styles['SmallText']),
-661             Paragraph(f"{value}", styles['BodyText2']),
-662             Paragraph(f"{sub}", styles['SmallText']) if sub else Spacer(1, 1),
-663         ]
-664
+657     # Key metrics — simple 2-row table, no nested tables
 665     debt_color = GREEN if (debt_change or 0) < 0 else RED
 666     debt_arrow = "↓" if (debt_change or 0) < 0 else "↑" if (debt_change or 0) > 0 else "→"
-667     debt_sub = f"{debt_arrow} ${abs(debt_change or 0):,.0f} this week"
-668
 669     nw_color = GREEN if net_worth > 0 else RED
-670     nw_sub = "Barely positive" if 0 < net_worth < 500 else "Positive" if net_worth > 0 else "Underwater"
+661     efund_color = RED if balances['savings'] < 100 else AMBER
+662     payoff_color = ACCENT if monthly_surplus > 0 else RED
 671
-672     comp_color = GREEN if compliance >= 80 else AMBER if compliance >= 60 else RED
+664     metrics_header = ['Total Debt', 'Net Worth', 'Emergency Fund', 'Payoff ETA']
+665     metrics_values = [
+666         f"${debt:,.0f}",
+667         f"${net_worth:,.0f}",
+668         f"${balances['savings']:,.0f}",
+669         payoff_str if monthly_surplus > 0 else "N/A",
+670     ]
+671     metrics_subs = [
+672         f"{debt_arrow} ${abs(debt_change or 0):,.0f} this week",
+673         "Barely positive" if 0 < net_worth < 500 else ("Positive" if net_worth > 0 else "Underwater"),
+674         f"{savings_pct:.0f}% of $1,000 target",
+675         f"${monthly_surplus:+,.0f}/mo" if monthly_surplus else "Spending exceeds income",
+676     ]
 673
-674     metric_cards = Table(
-675         [[
-676             Table([_metric_cell("Total Debt", f"${debt:,.0f}", debt_color, debt_sub)],
-677                   colWidths=[1.7*inch]),
-678             Table([_metric_cell("Net Worth", f"${net_worth:,.0f}", nw_color, nw_sub)],
-679                   colWidths=[1.7*inch]),
-680             Table([_metric_cell("Emergency Fund", f"${balances['savings']:,.0f}", RED if balances['savings'] < 100 else AMBER, f"{savings_pct:.0f}% of $1,000")],
-681                   colWidths=[1.7*inch]),
-682             Table([_metric_cell("Payoff ETA", payoff_str if monthly_surplus > 0 else "N/A", ACCENT if monthly_surplus > 0 else RED,
-683                                 f"${monthly_surplus:+,.0f}/mo surplus" if monthly_surplus > 0 else "Spending exceeds income")],
-684                   colWidths=[1.7*inch]),
-685         ]],
-686         colWidths=[1.75*inch]*4
+678     metric_table = Table(
+679         [metrics_header, metrics_values, metrics_subs],
+680         colWidths=[1.7*inch]*4
 687     )
-688     metric_cards.setStyle(TableStyle([
-689         ('VALIGN', (0, 0), (-1, -1), 'TOP'),
+682     metric_table.setStyle(TableStyle([
+683         ('FONTNAME', (0, 0), (-1, 0), 'Helvetica'),
+684         ('FONTSIZE', (0, 0), (-1, 0), 8),
+685         ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor("#636e72")),
+686         ('FONTNAME', (0, 1), (-1, 1), 'Helvetica-Bold'),
+687         ('FONTSIZE', (0, 1), (-1, 1), 16),
+688         ('TEXTCOLOR', (0, 1), (0, 1), colors.HexColor(debt_color)),
+689         ('TEXTCOLOR', (1, 1), (1, 1), colors.HexColor(nw_color)),
+690         ('TEXTCOLOR', (2, 1), (2, 1), colors.HexColor(efund_color)),
+691         ('TEXTCOLOR', (3, 1), (3, 1), colors.HexColor(payoff_color)),
+692         ('FONTSIZE', (0, 2), (-1, 2), 7),
+693         ('TEXTCOLOR', (0, 2), (-1, 2), colors.HexColor("#636e72")),
+694         ('ALIGN', (0, 0), (-1, -1), 'CENTER'),
 690         ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor(LIGHT_BG)),
 691         ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
-692         ('INNERGRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
-693         ('TOPPADDING', (0, 0), (-1, -1), 6),
-694         ('BOTTOMPADDING', (0, 0), (-1, -1), 6),
-695         ('LEFTPADDING', (0, 0), (-1, -1), 8),
+697         ('INNERGRID', (0, 0), (-1, 0), 0.5, colors.HexColor("#dee2e6")),
+698         ('TOPPADDING', (0, 0), (-1, 0), 6),
+699         ('TOPPADDING', (0, 1), (-1, 1), 4),
+700         ('BOTTOMPADDING', (0, 1), (-1, 1), 2),
+701         ('TOPPADDING', (0, 2), (-1, 2), 0),
+702         ('BOTTOMPADDING', (0, 2), (-1, 2), 6),
 696     ]))
-697     elements.append(metric_cards)
+704     elements.append(metric_table)
 698     elements.append(Spacer(1, 8))
 699
-700     # Milestone progress bar (text-based)
-701     bar_filled = max(1, int((1 - distance / max(debt, 1)) * 20))
-702     bar_empty = 20 - bar_filled
-703     progress_bar = f"{'█' * bar_filled}{'█' * bar_empty}"
+707     # Next milestone + narrative bullets
 704     elements.append(Paragraph(
-705         f"Next milestone: ${next_milestone:,}  —  ${distance:,.0f} to go   {progress_bar}",
+709         f"Next debt milestone: ${next_milestone:,} — ${distance:,.0f} to go",
 706         styles['BodyText2']))
-707     elements.append(Spacer(1, 6))
+711     elements.append(Spacer(1, 4))
 708
-709     # Narrative — broken into distinct lines for readability
 710     narr_lines = []
 711     if debt_change is not None and debt_change > 0:
 712         narr_lines.append(f"Debt moved the wrong direction — up ${abs(debt_change):,.0f} this week.")
 713     elif debt_change is not None and debt_change < -50:
     ...


Now simplify the grade section too:

grade_table = Table(
        [[
            Table([[
                Paragraph(f"{grade}", styles['BodyText2']),
            ]], colWidths=[0.7*inch]),
            Table([[
                Paragraph(f"{compliance:.0f}%", styles['BodyText2']),
                Paragraph(f"{clean_days} of {len(days_data)} days clean", styles['SmallText']),
            ]], colWidths=[2*inch]),
            Table([[
                Paragraph(
                    f"No eating out except Sat ($40) · Groceries Sun $80 / Wed $50 · "
                    f"$0 fun weekdays · $20 Fri+Sat · Over $50 text Link",
                    styles['SmallText']),
            ]], colWidths=[4*inch]),
        ]],
        colWidths=[0.8*inch, 2.1*inch, 4.1*inch]
    )
    grade_table.setStyle(TableStyle([
        ('VALIGN', (0, 0), (-1, -1), 'MIDDLE'),
        ('LEFTPADDING', (0, 0), (-1, -1), 4),
    ]))
    elements.append(grade_table)

score_line = (f"{grade}"
                  f"  {compliance:.0f}%"
                  f"  ({clean_days} of {len(days_data)} days clean)")
    elements.append(Paragraph(score_line, styles['BodyText2']))


...
 742         grade, grade_color = "D", RED
 743     else:
 744         grade, grade_color = "F", RED
 745
-746     grade_table = Table(
-747         [[
-748             Table([[
-749                 Paragraph(f"{grade}", styles['BodyText2']),
-750             ]], colWidths=[0.7*inch]),
-751             Table([[
-752                 Paragraph(f"{compliance:.0f}%", styles['BodyText2']),
-753                 Paragraph(f"{clean_days} of {len(days_data)} days clean", styles['SmallText']),
-754             ]], colWidths=[2*inch]),
-755             Table([[
-756                 Paragraph(
-757                     f"No eating out except Sat ($40) · Groceries Sun $80 / Wed $50 · "
-758                     f"$0 fun weekdays · $20 Fri+Sat · Over $50 text Link",
-759                     styles['SmallText']),
-760             ]], colWidths=[4*inch]),
-761         ]],
-762         colWidths=[0.8*inch, 2.1*inch, 4.1*inch]
-763     )
-764     grade_table.setStyle(TableStyle([
-765         ('VALIGN', (0, 0), (-1, -1), 'MIDDLE'),
-766         ('LEFTPADDING', (0, 0), (-1, -1), 4),
-767     ]))
-768     elements.append(grade_table)
+746     score_line = (f"{grade}"
+747                   f"  {compliance:.0f}%"
+748                   f"  ({clean_days} of {len(days_data)} days clean)")
+749     elements.append(Paragraph(score_line, styles['BodyText2']))
 769     elements.append(Spacer(1, 8))
 770
 771     # Day-by-day table
 772     rule_rows = [['Date', 'Day', 'Eating Out', 'Groceries', 'Fun $', 'Total', 'Status']]
     ...


Also change the violations back to a bullet list instead of pipe-separated:

# Violations — compact
    if violation_details:
        viol_text = "  |  ".join([f"{v}" for v in violation_details])
        elements.append(Paragraph(f"Violations: {viol_text}", styles['SmallText']))
    else:
        elements.append(Paragraph(f"Perfect week — no violations.", styles['BodyText2']))

# Violations
    if violation_details:
        elements.append(Paragraph("Violations:", styles['BodyText2']))
        for v in violation_details:
            elements.append(Paragraph(f"• {v}", styles['SmallText']))
    else:
        elements.append(Paragraph(f"Perfect week — no violations.", styles['BodyText2']))

    # Rules reminder — single line at bottom
    elements.append(Spacer(1, 10))
    elements.append(Paragraph(
        f"Rules: No eating out except Sat ($40) · "
        f"Groceries Sun $80 / Wed $50 · $0 fun weekdays · $20 Fri+Sat · "
        f"Over $50 text Link",
        styles['SmallText']))


...
 793     rule_table.setStyle(TableStyle(rule_style))
 794     elements.append(rule_table)
 795     elements.append(Spacer(1, 6))
 796
-797     # Violations — compact
+797     # Violations
 798     if violation_details:
-799         viol_text = "  |  ".join([f"{v}" for v in violation_details])
-800         elements.append(Paragraph(f"Violations: {viol_text}", styles['SmallText']))
+799         elements.append(Paragraph("Violations:", styles['BodyText2']))
+800         for v in violation_details:
+801             elements.append(Paragraph(f"• {v}", styles['SmallText']))
 801     else:
 802         elements.append(Paragraph(f"Perfect week — no violations.", styles['BodyText2']))
 803
+805     # Rules reminder — single line at bottom
+806     elements.append(Spacer(1, 10))
+807     elements.append(Paragraph(
+808         f"Rules: No eating out except Sat ($40) · "
+809         f"Groceries Sun $80 / Wed $50 · $0 fun weekdays · $20 Fri+Sat · "
+810         f"Over $50 text Link",
+811         styles['SmallText']))
+812
 804     # ─── Weekly Cashflow (own page) ──────────────────────────────
 805     elements.append(PageBreak())
 806     elements.append(Paragraph("💰 Weekly Cashflow", styles['SectionHead']))
 807
     ...


exec

cd ~/.monarch-money && source venv/bin/activate && python3 -c "
import fitz
doc = fitz.open('/Users/brandon/.openclaw/data/finance/reports/financial-report-2026-02-09-to-2026-02-15.pdf')
pix = doc[1].get_pixmap(dpi=200)
pix.save('/Users/brandon/.openclaw/workspace/report-page-2.png')
print(f'Page 2: {pix.width}x{pix.height}')
"


Page 2: 1700x2200


image

Prompt: Quick check: Are the metric cards rendering cleanly now (no overlapping text)? Is the grade/score line clean? Do FAIL rows have red background tint? Overall readability?


# UI Review Feedback

## Metric Cards — **Overlapping Text Problem** ⚠

The big numbers and their subtitles are **overlapping badly**:

- **"$32,638"** collides with "↓ $2,980 this week" — they're rendered on top of each other
- **"$87"** overlaps with "Barely positive"
- **"$31"** overlaps with "3% of $1,000 target"
- **"N/A"** overlaps with "$-1,476/mo"

**Fix:** The large value and the subtitle need clear vertical separation. Either:
- Add `margin-top` / `padding-top` on the subtitle line
- Use a flex column with `gap`
- Increase the card height, or reduce the large font size slightly

## Grade/Score Line — **Overlapping** ⚠

**"F 20% (1 of 5 days clean)"** is colliding with the table header row. The grade text and the first table row ("Date | Day | Eating Out...") are occupying the same vertical space. Needs `margin-bottom` on the grade line or `margin-top` on the table.

## FAIL Row Red Background — **Missing** ❌

FAIL rows have **no red background tint**. The word "FAIL" is styled in red text, which is good, but the rows themselves are plain white. A subtle red background (e.g., `rgba(255, 0, 0, 0.05)` or `#FFF5F5`) on fail rows would significantly improve scannability.

## Overall Readability — **Decent but needs fixes**

| Aspect | Rating | Notes |
|---|---|---|
| Layout structure | ✅ Good | Clear sections, logical flow |
| Typography hierarchy | ✅ Good | Headers, body, small text are distinct |
| Card design | ⚠ Fix | Overlapping text kills readability |
| Table | ✅ Good | Clean columns, good spacing |
| Color coding | ⚠ Partial | FAIL/PASS text colored, but row tint missing |
| Violations list | ✅ Good | Clear, readable |
| Rules footer | ✅ Good | Unobtrusive small text |

## Priority Fixes

1. **P0** — Fix metric card text overlap (value vs. subtitle)
2. **P0** — Fix grade line overlapping with table header
3. **P1** — Add subtle red background tint to FAIL rows
4. **P2** — Consider adding a subtle green tint to PASS rows for consistency


The metric card approach with 3 rows in one table is causing the rows to overlap because reportlab's padding isn't enough. Let me use a simpler approach — just use Paragraph text with line breaks instead of trying to force a card layout.

edit

    # Key metrics — simple 2-row table, no nested tables
    debt_color = GREEN if (debt_change or 0) < 0 else RED
    debt_arrow = "↓" if (debt_change or 0) < 0 else "↑" if (debt_change or 0) > 0 else "→"
    nw_color = GREEN if net_worth > 0 else RED
    efund_color = RED if balances['savings'] < 100 else AMBER
    payoff_color = ACCENT if monthly_surplus > 0 else RED

    metrics_header = ['Total Debt', 'Net Worth', 'Emergency Fund', 'Payoff ETA']
    metrics_values = [
        f"${debt:,.0f}",
        f"${net_worth:,.0f}",
        f"${balances['savings']:,.0f}",
        payoff_str if monthly_surplus > 0 else "N/A",
    ]
    metrics_subs = [
        f"{debt_arrow} ${abs(debt_change or 0):,.0f} this week",
        "Barely positive" if 0 < net_worth < 500 else ("Positive" if net_worth > 0 else "Underwater"),
        f"{savings_pct:.0f}% of $1,000 target",
        f"${monthly_surplus:+,.0f}/mo" if monthly_surplus else "Spending exceeds income",
    ]

    metric_table = Table(
        [metrics_header, metrics_values, metrics_subs],
        colWidths=[1.7*inch]*4
    )
    metric_table.setStyle(TableStyle([
        ('FONTNAME', (0, 0), (-1, 0), 'Helvetica'),
        ('FONTSIZE', (0, 0), (-1, 0), 8),
        ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor("#636e72")),
        ('FONTNAME', (0, 1), (-1, 1), 'Helvetica-Bold'),
        ('FONTSIZE', (0, 1), (-1, 1), 16),
        ('TEXTCOLOR', (0, 1), (0, 1), colors.HexColor(debt_color)),
        ('TEXTCOLOR', (1, 1), (1, 1), colors.HexColor(nw_color)),
        ('TEXTCOLOR', (2, 1), (2, 1), colors.HexColor(efund_color)),
        ('TEXTCOLOR', (3, 1), (3, 1), colors.HexColor(payoff_color)),
        ('FONTSIZE', (0, 2), (-1, 2), 7),
        ('TEXTCOLOR', (0, 2), (-1, 2), colors.HexColor("#636e72")),
        ('ALIGN', (0, 0), (-1, -1), 'CENTER'),
        ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor(LIGHT_BG)),
        ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('INNERGRID', (0, 0), (-1, 0), 0.5, colors.HexColor("#dee2e6")),
        ('TOPPADDING', (0, 0), (-1, 0), 6),
        ('TOPPADDING', (0, 1), (-1, 1), 4),
        ('BOTTOMPADDING', (0, 1), (-1, 1), 2),
        ('TOPPADDING', (0, 2), (-1, 2), 0),
        ('BOTTOMPADDING', (0, 2), (-1, 2), 6),
    ]))
    elements.append(metric_table)
    elements.append(Spacer(1, 8))

# Key metrics — each cell is a single Paragraph with line breaks
    debt_color = GREEN if (debt_change or 0) < 0 else RED
    debt_arrow = "↓" if (debt_change or 0) < 0 else "↑" if (debt_change or 0) > 0 else "→"
    nw_color = GREEN if net_worth > 0 else RED
    efund_color = RED if balances['savings'] < 100 else AMBER
    payoff_color = ACCENT if monthly_surplus > 0 else RED

    def _card(label, value, color, sub):
        return Paragraph(
            f"{label}
"
            f"{value}
"
            f"{sub}",
            ParagraphStyle('Card', parent=styles['Normal'], alignment=TA_CENTER, leading=16))

    metric_table = Table([[
        _card("Total Debt", f"${debt:,.0f}", debt_color, f"{debt_arrow} ${abs(debt_change or 0):,.0f} this week"),
        _card("Net Worth", f"${net_worth:,.0f}", nw_color,
              "Barely positive" if 0 < net_worth < 500 else ("Positive" if net_worth > 0 else "Underwater")),
        _card("Emergency Fund", f"${balances['savings']:,.0f}", efund_color, f"{savings_pct:.0f}% of $1,000"),
        _card("Payoff ETA", payoff_str if monthly_surplus > 0 else "N/A", payoff_color,
              f"${monthly_surplus:+,.0f}/mo" if monthly_surplus else "Spending > income"),
    ]], colWidths=[1.7*inch]*4)
    metric_table.setStyle(TableStyle([
        ('VALIGN', (0, 0), (-1, -1), 'TOP'),
        ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor(LIGHT_BG)),
        ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('INNERGRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
        ('TOPPADDING', (0, 0), (-1, -1), 8),
        ('BOTTOMPADDING', (0, 0), (-1, -1), 8),
        ('LEFTPADDING', (0, 0), (-1, -1), 6),
        ('RIGHTPADDING', (0, 0), (-1, -1), 6),
    ]))
    elements.append(metric_table)
    elements.append(Spacer(1, 8))


...
 653     elements.append(Paragraph("Goals & Targets", styles['SectionHead']))
 654
 655     savings_pct = min(balances["savings"] / 1000 * 100, 100)
 656
-657     # Key metrics — simple 2-row table, no nested tables
+657     # Key metrics — each cell is a single Paragraph with line breaks
 658     debt_color = GREEN if (debt_change or 0) < 0 else RED
 659     debt_arrow = "↓" if (debt_change or 0) < 0 else "↑" if (debt_change or 0) > 0 else "→"
 660     nw_color = GREEN if net_worth > 0 else RED
 661     efund_color = RED if balances['savings'] < 100 else AMBER
 662     payoff_color = ACCENT if monthly_surplus > 0 else RED
 663
-664     metrics_header = ['Total Debt', 'Net Worth', 'Emergency Fund', 'Payoff ETA']
-665     metrics_values = [
-666         f"${debt:,.0f}",
-667         f"${net_worth:,.0f}",
-668         f"${balances['savings']:,.0f}",
-669         payoff_str if monthly_surplus > 0 else "N/A",
-670     ]
-671     metrics_subs = [
-672         f"{debt_arrow} ${abs(debt_change or 0):,.0f} this week",
-673         "Barely positive" if 0 < net_worth < 500 else ("Positive" if net_worth > 0 else "Underwater"),
-674         f"{savings_pct:.0f}% of $1,000 target",
-675         f"${monthly_surplus:+,.0f}/mo" if monthly_surplus else "Spending exceeds income",
-676     ]
+664     def _card(label, value, color, sub):
+665         return Paragraph(
+666             f"{label}
"
+667             f"{value}
"
+668             f"{sub}",
+669             ParagraphStyle('Card', parent=styles['Normal'], alignment=TA_CENTER, leading=16))
 677
-678     metric_table = Table(
-679         [metrics_header, metrics_values, metrics_subs],
-680         colWidths=[1.7*inch]*4
-681     )
+671     metric_table = Table([[
+672         _card("Total Debt", f"${debt:,.0f}", debt_color, f"{debt_arrow} ${abs(debt_change or 0):,.0f} this week"),
+673         _card("Net Worth", f"${net_worth:,.0f}", nw_color,
+674               "Barely positive" if 0 < net_worth < 500 else ("Positive" if net_worth > 0 else "Underwater")),
+675         _card("Emergency Fund", f"${balances['savings']:,.0f}", efund_color, f"{savings_pct:.0f}% of $1,000"),
+676         _card("Payoff ETA", payoff_str if monthly_surplus > 0 else "N/A", payoff_color,
+677               f"${monthly_surplus:+,.0f}/mo" if monthly_surplus else "Spending > income"),
+678     ]], colWidths=[1.7*inch]*4)
 682     metric_table.setStyle(TableStyle([
-683         ('FONTNAME', (0, 0), (-1, 0), 'Helvetica'),
-684         ('FONTSIZE', (0, 0), (-1, 0), 8),
-685         ('TEXTCOLOR', (0, 0), (-1, 0), colors.HexColor("#636e72")),
-686         ('FONTNAME', (0, 1), (-1, 1), 'Helvetica-Bold'),
-687         ('FONTSIZE', (0, 1), (-1, 1), 16),
-688         ('TEXTCOLOR', (0, 1), (0, 1), colors.HexColor(debt_color)),
-689         ('TEXTCOLOR', (1, 1), (1, 1), colors.HexColor(nw_color)),
-690         ('TEXTCOLOR', (2, 1), (2, 1), colors.HexColor(efund_color)),
-691         ('TEXTCOLOR', (3, 1), (3, 1), colors.HexColor(payoff_color)),
-692         ('FONTSIZE', (0, 2), (-1, 2), 7),
-693         ('TEXTCOLOR', (0, 2), (-1, 2), colors.HexColor("#636e72")),
-694         ('ALIGN', (0, 0), (-1, -1), 'CENTER'),
+680         ('VALIGN', (0, 0), (-1, -1), 'TOP'),
 695         ('BACKGROUND', (0, 0), (-1, -1), colors.HexColor(LIGHT_BG)),
 696         ('BOX', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
-697         ('INNERGRID', (0, 0), (-1, 0), 0.5, colors.HexColor("#dee2e6")),
-698         ('TOPPADDING', (0, 0), (-1, 0), 6),
-699         ('TOPPADDING', (0, 1), (-1, 1), 4),
-700         ('BOTTOMPADDING', (0, 1), (-1, 1), 2),
-701         ('TOPPADDING', (0, 2), (-1, 2), 0),
-702         ('BOTTOMPADDING', (0, 2), (-1, 2), 6),
+683         ('INNERGRID', (0, 0), (-1, -1), 0.5, colors.HexColor("#dee2e6")),
+684         ('TOPPADDING', (0, 0), (-1, -1), 8),
+685         ('BOTTOMPADDING', (0, 0), (-1, -1), 8),
+686         ('LEFTPADDING', (0, 0), (-1, -1), 6),
+687         ('RIGHTPADDING', (0, 0), (-1, -1), 6),
 703     ]))
 704     elements.append(metric_table)
 705     elements.append(Spacer(1, 8))
 706
     ...


Now fix the FAIL row backgrounds — the `#fef2f2` might be too subtle. Let me also add more spacing before the table after the grade line:

score_line = (f"{grade}"
                  f"  {compliance:.0f}%"
                  f"  ({clean_days} of {len(days_data)} days clean)")
    elements.append(Paragraph(score_line, styles['BodyText2']))
    elements.append(Spacer(1, 6))


...
 731     score_line = (f"{grade}"
 732                   f"  {compliance:.0f}%"
 733                   f"  ({clean_days} of {len(days_data)} days clean)")
 734     elements.append(Paragraph(score_line, styles['BodyText2']))
+735     elements.append(Spacer(1, 6))
 735     elements.append(Spacer(1, 8))
 736
 737     # Day-by-day table
 738     rule_rows = [['Date', 'Day', 'Eating Out', 'Groceries', 'Fun $', 'Total', 'Status']]
     ...


Make FAIL row bg more visible:

rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fef2f2")))

rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fee2e2")))


     ...
 773             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
 774         else:
 775             rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(RED)))
 776             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
-777             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fef2f2")))
+777             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fee2e2")))
 778
 779     rule_table.setStyle(TableStyle(rule_style))
 780     elements.append(rule_table)
 781     elements.append(Spacer(1, 6))
     ...


Also add green tint for PASS rows:

        if is_clean:
            rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(GREEN)))
            rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
        else:

        if is_clean:
            rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(GREEN)))
            rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
            rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#ecfdf5")))
        else:


     ...
 770         is_clean = not any(v.startswith(date) for v in violation_details)
 771         if is_clean:
 772             rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(GREEN)))
 773             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
+774             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#ecfdf5")))
 774         else:
 775             rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(RED)))
 776             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
 777             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fee2e2")))
     ...


exec

cd ~/.monarch-money && source venv/bin/activate && python3 ~/.openclaw/scripts/financial-report-pdf.py 2>&1 && python3 -c "
import fitz
doc = fitz.open('/Users/brandon/.openclaw/data/finance/reports/financial-report-2026-02-09-to-2026-02-15.pdf')
pix = doc[1].get_pixmap(dpi=200)
pix.save('/Users/brandon/.openclaw/workspace/report-page-2.png')
print('Done')
"


✅ Report generated: /Users/brandon/.openclaw/data/finance/reports/financial-report-2026-02-09-to-2026-02-15.pdf
Done


image

Prompt: Quick check: Are the 4 metric cards rendering cleanly now (no overlapping)? Do FAIL rows have visible red tint and PASS rows green tint? Is the grade line separated from the table? Overall look?


Here's my assessment of the dashboard:

## Metric Cards ✅
The 4 metric cards (Total Debt, Net Worth, Emergency Fund, Payoff ETA) are rendering **cleanly** — no overlapping, evenly spaced in a single row, with good visual hierarchy (label → big colored number → subtitle). The color coding works well: red for debt, green for net worth/emergency fund, and red for N/A on payoff ETA.

## Row Tinting ⚠
This is the **weakest area**. I can see the FAIL/PASS text is colored (red and green respectively), but the **row background tinting is extremely subtle to nonexistent**. The rows all appear to have essentially the same white/very light background. If there's a red or green tint on the rows, it's barely perceptible. I'd recommend:
- FAIL rows: a more visible `background-color: rgba(255, 0, 0, 0.06–0.08)`
- PASS rows: a more visible `background-color: rgba(0, 180, 0, 0.06–0.08)`

The Sunday PASS row *might* have the faintest green tint, but it's hard to confirm — it could just be the alternating row stripe.

## Grade Line ✅
The **"F 20%"** grade is clearly separated from the table — it sits above as its own element with the "(1 of 5 days clean)" annotation inline. Good separation and hierarchy.

## Overall Look ✅
- Clean, professional, readable
- Good typography hierarchy throughout
- The violations list is well-formatted with colored bullet text
- The horizontal rule separating Goals from Spending Rules works nicely
- The rules footer text at the bottom is appropriately de-emphasized

**Summary:** Everything looks solid except the row tinting needs to be bumped up in opacity/saturation to be actually visible. Right now FAIL vs PASS is communicated only by the status text color, not the row background.


Cards fixed, grade line clean. Just need stronger row tints. Let me bump the colors:

edit

rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#ecfdf5")))

rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#d1fae5")))


     ...
 770         is_clean = not any(v.startswith(date) for v in violation_details)
 771         if is_clean:
 772             rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(GREEN)))
 773             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
-774             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#ecfdf5")))
+774             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#d1fae5")))
 775         else:
 776             rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(RED)))
 777             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
 778             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fee2e2")))
     ...


rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fee2e2")))

rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fecaca")))


     ...
 774             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#d1fae5")))
 775         else:
 776             rule_style.append(('TEXTCOLOR', (-1, i), (-1, i), colors.HexColor(RED)))
 777             rule_style.append(('FONTNAME', (-1, i), (-1, i), 'Helvetica-Bold'))
-778             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fee2e2")))
+778             rule_style.append(('BACKGROUND', (0, i), (-1, i), colors.HexColor("#fecaca")))
 779
 780     rule_table.setStyle(TableStyle(rule_style))
 781     elements.append(rule_table)
 782     elements.append(Spacer(1, 6))
     ...


exec

cd ~/.monarch-money && source venv/bin/activate && python3 ~/.openclaw/scripts/financial-report-pdf.py 2>&1 && python3 -c "
import fitz
doc = fitz.open('/Users/brandon/.openclaw/data/finance/reports/financial-report-2026-02-09-to-2026-02-15.pdf')
pix = doc[1].get_pixmap(dpi=200)
pix.save('/Users/brandon/.openclaw/workspace/report-page-2.png')
" && cp /Users/brandon/.openclaw/data/finance/reports/financial-report-2026-02-09-to-2026-02-15.pdf /Users/brandon/.openclaw/media/outbound/financial-report-v9.pdf


message

v9 — Page 2 polished:

• Metric cards: clean single-Paragraph cells, no more overlap
• Grade line: F 20% with clear spacing before table
• FAIL rows: stronger red tint (#fecaca), PASS rows: green tint (#d1fae5)
• Violations as bullet list
• Rules as subtle footer line


[media attached: /Users/brandon/.openclaw/media/inbound/4011d52b-316f-4bd3-b619-cd7116567e8d.png (image/png) | /Users/brandon/.openclaw/media/inbound/4011d52b-316f-4bd3-b619-cd7116567e8d.png]
To send an image back, prefer the message tool (media/path/filePath). If you must inline, use MEDIA:https://example.com/image.jpg (spaces ok, quote if needed) or a safe relative path like MEDIA:./image.jpg. Avoid absolute paths (MEDIA:/...) and ~ paths — they are blocked for security. Keep caption in the text body.
here is the second page now. still needs work. maybe under goals & targets, split those out. goals section, list what the goals are and how we're tracking against them. under targets, list what the targets are and how we're tracking toward them, or away from them. under the Spending Rules Compliance section, it's pretty ugly and messy. fonts under violations is tiny, the table can be as wide as the page, the F 20% needs to be bigger and cleaner, maybe in it's own table or something? i don't know, just, give it proper design.